Category Archives: Loans and Mortgages
Getting A Mortgage For A Unit
If you dream of owning your own home or unit, it is imperative that you identify the sources for the finance for buying the house or unit. You might be have been savings for years to accumulate for fulfilling this dream; or you might want to dispose an existing asset with the intension of buying new property; or you might want to take up investment loans.
Loans For Investment Property
Getting A Loan For Investment Property Investing in real estate is generally considered a safe investment in the longer run. Unlike the equity and commodity markets that keep fluctuating on a daily basis, real estate provides returns greater than inflation and fluctuates at a far lower rate, unless in situations when an economic recession take [...]
New Loans For Apartments
Lending For Apartments and Small Units Most of us dream, as soon as we start to earn a living, to own a home of our own. While owning a large bungalow or a villa would be the perfect dream, we need to start somewhere and one of the simpler real estate dreams to fulfill would [...]
Interest Only Loans
Is An Interest Only Loan For You? Is a principal and interest loan better for you? This depends a lot on your situation and probably more on what you think the property market is going to do if you are an investor. Interest only loans have significant lower repayments as they have no principal amount [...]
Apartment Lending
There is the old question that comes up every now and then, – “Should I buy that studio apartment?”
Here is some of the “noise” that surrounds them-: “They won’t lend against small inner-city studio apartments, You won’t get approval if the floor size is less than 50 sqm, Student apartments are not an option, Some lenders won’t lend for apartments in large complexes, Hotel or motel conversions are no good, The location of the unit within the complex is important
