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	<title>Investment Mortgages Brisbane QLD Australia Mortgage, Finance and Insurance</title>
	<link>http://investment-mortgages.com.au</link>
	<description>The best place for Australian investment mortgages and finance</description>
	<lastBuildDate>Sun, 18 Jul 2010 00:40:48 +0000</lastBuildDate>
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		<title>Choosing Mortgage Lenders</title>
		<description><![CDATA[The Method of Choosing a Mortgage Lender
Technically a Mortgage lender is an institution which provides loans to people to purchase real estate. These institutions could be banks, credit unions, life insurance companies, trust companies that provides finance for buying land, houses and real estate. There could be thousands of mortgage lenders in your area varying [...]]]></description>
		<link>http://investment-mortgages.com.au/investment-news/choosing-mortgage-lenders.html</link>
			</item>
	<item>
		<title>Steps to Buying Property</title>
		<description><![CDATA[Find an area and start researching the homes for sale. Or alternatively start researching great growth areas this will find you an area. This will be one of the most time consuming steps of all, however this is most important and where the serious]]></description>
		<link>http://investment-mortgages.com.au/investment-news/steps-to-buying-property.html</link>
			</item>
	<item>
		<title>Investment Property Insurance</title>
		<description><![CDATA[Investment Property Insurance
When it comes to your investment strategy there is nothing more important than protecting your assets you have worked so hard to acquire and build up.
Insurance is a vital part of your asset protection however for many it is neglected and has terrible consequences.
Insurance is a real financial pain as it is not [...]]]></description>
		<link>http://investment-mortgages.com.au/insurance/investment-property-insurance.html</link>
			</item>
	<item>
		<title>Interest Only Loans</title>
		<description><![CDATA[Is An Interest Only Loan For You?
Is a principal and interest loan better for you?
This depends a lot on your situation and probably more on what you think the property market is going to do if you are an investor.
Interest only loans have significant lower repayments as they have no principal amount attached. This alone [...]]]></description>
		<link>http://investment-mortgages.com.au/loans/interest-only-loans.html</link>
			</item>
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		<title>Apartment Lending</title>
		<description><![CDATA[There is the old question that comes up every now and then, - “Should I buy that studio apartment?”

Here is some of the “noise” that surrounds them-: “They won’t lend against small inner-city studio apartments, You won’t get approval if the floor size is less than 50 sqm, Student apartments are not an option, Some lenders won’t lend for apartments in large complexes, Hotel or motel conversions are no good, The location of the unit within the complex is important]]></description>
		<link>http://investment-mortgages.com.au/loans/apartment-lending.html</link>
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		<title>Dont Cross Collateralise</title>
		<description><![CDATA[Cross collateralisation occurs when the bank uses the security for one loan to secure another loan. What you want to aim for is to have any property you own, investment or otherwise, financed with free standing finance
Remember cross collateralisation can bring your real estate investment financing plans to a standstill.]]></description>
		<link>http://investment-mortgages.com.au/loans/dont-cross-collateralise.html</link>
			</item>
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		<title>Negative Gearing</title>
		<description><![CDATA[The Benefits and Downfalls of Negative Gearing
One of the biggest hurdles in purchasing the first investment property is getting your head around the fact it may be “losing” money every week. What is called negative gearing is the fact the cash flow of the property is negative-Its holding costs are more than the rental income. [...]]]></description>
		<link>http://investment-mortgages.com.au/loans/negative-gearing.html</link>
			</item>
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		<title>Have Interest Rates Bottomed</title>
		<description><![CDATA[Flat or Sideways??
What a week it has been. The stock market has been rallying to new yearly highs, property has been showing small however very significant growth, consumer spending is still moving along and business confidence is restoring.
Is this optimism slightly ahead of time or has the global credit crisis been over exaggerated?(mostly by the [...]]]></description>
		<link>http://investment-mortgages.com.au/interest-rates/have-interest-rates-bottomed.html</link>
			</item>
	<item>
		<title>Doom And Gloom</title>
		<description><![CDATA[Recent reports show that Australia is steering well aside from such recessions like many other countries such as USA and Europe. We have been fairly resistant in the fight against negative growth and consumer confidence.]]></description>
		<link>http://investment-mortgages.com.au/investment-news/doom-and-gloom.html</link>
			</item>
	<item>
		<title>Property Management</title>
		<description><![CDATA[Many people cringe about the cost of using property managers to manage their investment property. Mostly because of the 7-8% commission they charge.
The benefits for the advanced investor though far outweigh the somewhat small cost involved.
Here's just some-]]></description>
		<link>http://investment-mortgages.com.au/rental-property-management/property-management.html</link>
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