September 4, 2009

Terms Of Use

Disclaimer and Limitation of Liability

The Australian Trade Practices Act 1974 (Cwth) and similar State and Territory Legislation confers certain rights and remedies on consumers in relation to the provision of services by this Site which cannot be excluded, restricted or modified (“Statutory Rights”). To the extent that such Statutory Rights conflict with the disclaimers and other conditions set out below the Statutory Rights shall prevail provided that the offending disclaimer or condition shall be read down to the minimum extent required to avoid offending the Statutory Rights or if necessary shall be severed on the basis that the remainder of the disclaimer and the conditions shall continue to apply to the maximum extent possible. This Disclaimer shall exclude all other conditions and warranties implied by custom, law or statute.

Subject to the Statutory Rights:

All Content is provided “as is” and without warranties of any kind, either express or implied,

Investment Mortgages expressly disclaims all warranties of any kind including, without limitation, implied warranties of merchantability and fitness for a particular purpose,

Investment Mortgages does not warrant that the functions contained in any Content or any Communications Facility or user or member access to this Site will be uninterrupted or error-free, that any defects will be corrected or that this Site or the server which stores and transmits Content to you are free of viruses or any other harmful components,

Investment Mortgages does not warrant or make any representation regarding user or member access to, or the results of user or member access to, this Site (including any linked websites) or any Content in terms of correctness, accuracy, timeliness, completeness, reliability or otherwise, and

Users and members (and not Investment Mortgages) assume the entire cost of any necessary verification, maintenance, repair and/or correction of any relevant Content.

Under no circumstances (including but not limited to any act or omission, whether negligent or not, on the part of Investment Mortgages) will Investment Mortgages or its Affiliates be liable for any indirect, incidental, special and/or consequential damages or loss of profits whatsoever which result from any use or access of, or any inability to use or access, this Site or any Content.

Users and members expressly acknowledge and agree that Investment Mortgages does not exert control over other users and members of the Site and is not liable either for their opinions or their behaviour including any information and/or advice and any defamatory statements or offensive conduct.

Endorsement: The intent and purpose of this site is to provide consumers information and additional resources to help them make informed buying decisions. Please be advised that this site may generate commission from third party retailers with the sale of services and/or products.

Legal Disclaimer: Every effort has been made to accurately represent and describe our general discussional materials and their content. The testimonials presented have been freely provided by actual clients and where rental returns, property values and capital gains are shown, these were supplied by those clients. We are not representing to you or any other user of our educational materials that the same or similar results will be achieved by the use of our educational materials. Your results may vary from those presented and will be based on your individual capacity, negotiating and investing knowledge, experience, expertise and level of desire to succeed. We do not guarantee your success and are not responsible for your actions.

Investment Mortgages and our staff neither purport, nor intend to give any accounting, legal, taxation or investment advice. It is recommended that you seek professional advice from an independent, licensed, qualified investment adviser, accountant or legal practitioner prior to implementing any investment programme or financial plan. In no way is it the intention of Investment Mortgages or our staff to encourage users of this website or our educational materials to evade tax or any lawful responsibility they may have.

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